Business Profile: Brumbaugh Insurance

Name of the business: Brumbaugh Insurance Services

Location: 140 S First Street Montesano WA 98563

Phone number: 360-249-4341

Year established: 1980: New York Life agent from July 1980 to Sept. 2006.

Owner: Dennis A. Brumbaugh, LUTCF

Number of employees: one

Product or service: As a life and health insurance and annuity agent, I spend most of my time in appointments doing financial planning regarding their protection assets to preserve a person’s estate. Making appointments with follow-up service. Making appointments takes lot of time and following up with referrals.

Target market: Working with people 55 and up for a more secure retirement. Selling a lot of term life on folks under 55 to protect their mortgage and college funding. Disability protection for those 25 to 55.

Growth plans: I am 64 and plan to semi-retire next year. I have no future plans for growth.

Special comments or accomplishments:

I have been a National Association of Insurance Financial Advisers member for 33 years. I have been a local president twice , A regional vice president for six years and went through the state leadership chairs to become president in 2007.

In 1997 I was voted member of the year in our state association. I am current Montesano Chamber of Commerce president and have been on the board since 2007.

Something that might surprise people:

I have been a Boy Scouts of America scoutmaster twice in the last 20 years. In 2004, I received the district Award of Merit. In 2007, I received the Pacific Harbors Council “Silver Beaver” award. In 2010, I was voted the most inspirational scouter in the Coastal Waters District. In the last nine years I have worked with more than 100 Eagle scouts to complete their board of reviews.

What separates you from your competition?

I have low lapse ratio with all the companies I work with. Persistency counts in the insurance business.

What are some of the more unusual requests or items you’ve insured over the decades?

I have insured business partners that worked on fishing boats in northern Alaska, very high risk, as well as Pacific Northwest loggers.