Libraries host workshops on home finances

For the third consecutive year, Timberland Regional Library will host free workshops during Money Smart Week (April 20-27) at Grays Harbor and Pacific county libraries.

Money Smart Week is a public awareness campaign to promote personal financial literacy. The Federal Reserve Bank of Chicago began the initiative in 2002 to equip people with information to make more informed financial decisions. Now, about 40 states participate in Money Smart Week and in 2011 the American Library Association became a national partner.

In Washington, libraries of all types participate in Money Smart Week, partnering with community groups, financial institutions, government agencies, educational organizations and other financial experts to help consumers learn to better manage their personal finances.

Grays Harbor County

• Finance 101 — Tuesday, April 23, 5:30-6:30 p.m. at Aberdeen Timberland Library and Thursday, April 25, 5:30-6:30 p.m. at Hoquiam Timberland Library

Get your finances in order and learn how to improve personal credit to prepare for a loan application. The program includes very basic family budgeting. Presented by Newrizons Federal Credit Union.

• Fraud: Keeping Your Money Safe and Secure — Thursday, April 25, 3-4 p.m. at Amanda Park Timberland Library

Imagine checking your bank account and finding it empty. Learn how to void identity theft and keep your money safe. Presented by Twin Star Credit Union.

• Your Financial Wellbeing — Thursday, April 25, 6-7:30 p.m. at McCleary Timberland Library, (360) 495-3368

Learn to manage your budget, money, savings, personal credit and debt, and how to avoid identity theft. Bring your questions. Presented by Our Community Credit Union.

• Financial Stress Management — Thursday, April 25, 6:30-8 p.m. at Oakville Timberland Library

Stress caused by debt or other financial issues can show up in physical or relationship problems and loss of productivity at work. Learn ways to manage the difficulties that financial stress can cause. Presented by Washington State Employees Credit Union (WSECU).

• Financial Education Classes: Reach Your Dreams — Mondays and Wednesdays, May 6, 8, 13, 15, 20, 22, 29 and June 3, 5:30-7:30 p.m. at Aberdeen Timberland Library

This free eight-session course taught by local nonprofit organization, Enterprise for Equity (E4E), includes goal-setting and spending plans, borrowing money, credit reports and scores, home ownership basics, banking, savings and investing, insurance, and budgeting. Registration is required: contact Beth at (360) 704-3375 ext. 2, or

Pacific County

• Money Smart Passport — April 22-30 at all Pacific County Timberland Libraries

Pick up your Money Smart Passport at any Pacific County Timberland Library or during Money Smart events at the Raymond and Ilwaco campuses of Grays Harbor College. Have it punched at Money Smart programs to receive a prize.

• Earth Day Money Smarts — Monday, April 22, 9 a.m.-5 p.m. at the Raymond campus of Grays Harbor College

Join Raymond Timberland Library staff and college staff for ways to save money and save the planet. Topics and activities include making your own green products, growing your own food, and a barter town.

• Money Smarts — Tuesday, April 23, noon-2 p.m. at Raymond Timberland Library

Staff will present “Money Matters” and “Pay Yourself First,” two modules from the FDIC’s comprehensive financial education course, Money Smart.

• Money Smart Fairs — Tuesday, April 23, 4-7 p.m. at the Raymond campus of Grays Harbor College

Join Pacific County Timberland library staff and college staff for presentations on money matters and information booths.

•Building a Better Credit Report — Wednesday, April 24, 11 a.m.-12 p.m. at Raymond Timberland Library and 5-6 p.m. at the South Bend Timberland Library

Learn how credit bureaus develop your credit score, steps you can take to improve your credit, and how to make the most of your credit worthiness. Presented by representatives of Bank of the Pacific.